Why Ripple’s XRP is The Chosen One vs Bitcoin | The Truth Revealed
- Gold Shark Media Digital Marketing Agency
- Jul 1
- 3 min read

Why Ripple’s XRP is The Chosen One vs Bitcoin | The Truth Revealed
At Gold Shark Media, we empower entrepreneurs and investors with insights into game-changing technologies. Ripple’s XRP and RLUSD are set to eclipse Bitcoin, revolutionizing real estate and banking in 2025 and beyond.
Why XRP Is the Chosen One Over Bitcoin
XRP, built on the XRP Ledger (XRPL), is a decentralized digital asset optimized for payments, settling transactions in 3-5 seconds at near-zero cost. Bitcoin, by contrast, takes 10-60 minutes per transaction, with fees often exceeding $10, and its energy-intensive mining consumes 305 TWh annually—equivalent to a small country’s power usage. XRP’s consensus mechanism is eco-friendly, processing 1,500 transactions per second vs. Bitcoin’s 7, making it ideal for real-time financial applications.
RLUSD, Ripple’s USD-pegged stablecoin launched in December 2024, adds stability, unlike Bitcoin’s volatility (e.g., 20% price swings in 2024). Regulated by the NYDFS, RLUSD is perfect for real estate deals. The SEC lawsuit resolution in June 2025, settled for $50 million, confirms XRP as a currency, not a security, clearing the path for adoption Reuters, March 25, 2025.
Institutional Backing Signals XRP’s Dominance
Major institutions are choosing XRP over Bitcoin:
J.P. Morgan Chase, Santander, Standard Chartered, Bank of America use XRP for cross-border payments, unlike Bitcoin’s limited banking integration.
SBI Holdings (Japan) leverages XRP for remittances.
Ernst & Young (2024): 20% of institutional investors hold XRP, while Bitcoin’s institutional share stagnates.
BlackRock explores XRP ETFs, with Teucrium’s XXRP ETF launching April 8, 2025 CoinDesk, May 26, 2025.
Ripple’s acquisitions (SimpleHoney, Metaco, Fortress Trust, Standard Custody) bolster its ecosystem, while Bitcoin lacks comparable corporate momentum.
XRP’s Superior Applications for Entrepreneurs
XRP and RLUSD outperform Bitcoin in real estate and banking. Here's how:
Mortgage Lending: XRP cuts transaction times by 60%, saving $30,000 per $429,000 deal. Bitcoin’s slow settlements are impractical Primior, 2025.
Investor Loans: RLUSD’s stability enables low-cost loans for rental properties, unlike Bitcoin’s price swings that deter lenders.
Tokenized Assets: XRP Ledger’s tokenization, as in Dubai’s $16 billion project, supports fractional ownership, attracting global capital. Bitcoin’s blockchain can’t handle tokenization efficiently.
Financial Projections: XRP’s Trillion-Dollar Edge
The global tokenized asset market is projected to reach $3 trillion by 2030, with XRP-driven real estate potentially capturing $500 billion worldwide and $100 billion in the U.S., driven by its integration into banking and property transactions (XRPL Commons, 2025). Analysts predict XRP’s price could hit $2.50-$15.00 by Q4 2025, fueled by institutional adoption and ETF launches, compared to Bitcoin’s slower growth due to high fees and volatility (Coinpedia, 2025). XRP’s near-zero fees and opportunities like Teucrium’s XXRP ETF maximize returns, while Bitcoin’s $10+ transaction costs and lack of auditing (e.g., MicroStrategy’s debated leverage) raise risks (Forbes, 2025). XRP’s cybersecurity and unit of account on the XRPL ensure trust, unlike Bitcoin’s exposure to bad actors (Ripple, 2025).
Why XRP Is the Future
Having invested in Bitcoin, Ethereum, and others since 2015, I find XRP unmatched:
Efficiency: XRP’s speed and cost crush Bitcoin’s outdated model.
Integration: XRP competes with SWIFT, with potential partnerships, while Bitcoin remains isolated.
Stability: RLUSD eliminates volatility, critical for real estate, where Bitcoin fails.
Economic challenges—high interest rates, $10 eggs, housing shortages—demand solutions. XRP and RLUSD can save billions in fees, streamline transactions, and empower investors, making XRP the chosen one.
Seize the XRP Opportunity with Gold Shark Media
At Gold Shark Media, we guide entrepreneurs and investors to leverage XRP for real estate and wealth-building. From tokenized assets to low-cost lending, our expertise can position you for success. Let's consult and talk about how we can grow your company to 9 figures and beyond!
Contact us at info@goldsharkmedia.com for more info!
Don’t let Bitcoin’s hype distract you. Invest in XRP’s proven utility with Gold Shark Media and build your future today. Share this post!
References
CoinDesk. (2025, May 26). Dubai unveils real estate tokenization platform on XRP Ledger amid USD16B initiative. https://www.coindesk.com/business/2025/05/26/dubai-unveils-real-estate-tokenization-platform-on-xrp-ledger-amid-usd16b-initiative
CoinMarketCap. (2025). Bitcoin price volatility data 2024. https://coinmarketcap.com/currencies/bitcoin/
CNBC. (2024, April 4). Ripple’s XRP competes with SWIFT for cross-border payments. https://www.cnbc.com
Digiconomist. (2025). Bitcoin energy consumption index. https://digiconomist.net/bitcoin-energy-consumption
Ernst & Young. (2024). Global institutional investment in cryptocurrencies 2024. https://www.ey.com/en_gl/insights/cryptocurrency
Forbes. (2025). MicroStrategy’s Bitcoin leverage: Risks and debates. https://www.forbes.com
MEXC. (2025). What is RLUSD? Ripple’s stablecoin explained. https://blog.mexc.com/what-is-rlusd/
Primior. (2025). Hidden truth: Blockchain in real estate cuts property transaction time by 60%. https://primior.com/hidden-truth-blockchain-in-real-estate-cuts-property-transaction-time-by-60/
Reuters. (2025, March 25). Ripple settles SEC lawsuit for $50 million. https://www.reuters.com
Ripple. (2025). XRP Ledger: Technical specifications and performance metrics. https://ripple.com/xrp-ledger/
SBI Holdings. (2025). SBI remittance services using XRP. https://www.sbigroup.co.jp/english/
XRPL Commons. (2025). RWA real estate tokenization: Market projections 2030. https://www.xrpl-commons.org/newsroom/rwa-real-estate-tokenization
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Great post!